[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jeki.cz\/kapesne-zodpovednost-za-penize-v-dospelosti\/#Article","mainEntityOfPage":"https:\/\/www.jeki.cz\/kapesne-zodpovednost-za-penize-v-dospelosti\/","headline":"Kapesn\u00e9 \u2013 zodpov\u011bdnost za pen\u00edze v dosp\u011blosti","name":"Kapesn\u00e9 \u2013 zodpov\u011bdnost za pen\u00edze v dosp\u011blosti","description":"Mnoho psycholog\u016f rad\u00ed, jak m\u016f\u017eete sv\u00e9 d\u011bti vychovat k finan\u010dn\u00ed zodpov\u011bdnosti. A opravdu to nen\u00ed t\u011b\u017ek\u00e9. Je v\u0161ak nutno dodr\u017eovat...","datePublished":"2020-09-23","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.jeki.cz\/author\/#Person","name":"","url":"https:\/\/www.jeki.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jeki.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jeki.cz\/wp-content\/uploads\/img_a322962_w2312_t1534832965.jpg","url":"https:\/\/www.jeki.cz\/wp-content\/uploads\/img_a322962_w2312_t1534832965.jpg","height":0,"width":0},"url":"https:\/\/www.jeki.cz\/kapesne-zodpovednost-za-penize-v-dospelosti\/","about":["Pen\u00edze"],"wordCount":675,"articleBody":"\tMnoho psycholog\u016f rad\u00ed, jak m\u016f\u017eete sv\u00e9 d\u011bti vychovat k finan\u010dn\u00ed zodpov\u011bdnosti. A opravdu to nen\u00ed t\u011b\u017ek\u00e9.\tJe v\u0161ak nutno dodr\u017eovat tyto pravidla:\u00a01. Rozhodn\u011bte se, kolik d\u00edt\u011bti budete d\u00e1vat pen\u011bz a od kter\u00e9ho v\u011bku. Doporu\u010den\u00fd v\u011bk je ji\u017e 6 let. Tedy p\u0159i n\u00e1stupu do \u0161koly a doporu\u010den\u00e1 \u010d\u00e1stka je 50,-, av\u0161ak s t\u00edm, \u017ee ka\u017ed\u00fd rok budete kapesn\u00e9 zvy\u0161ovat nap\u0159. o 20,-, dle va\u0161ich mo\u017enost\u00ed.\u00a02. Frekvence v\u00fdplaty kapesn\u00e9hoM\u011bla by b\u00fdt adekv\u00e1tn\u00ed v\u011bku. Vzhledem k tomu, \u017ee d\u00edt\u011b na prvn\u00edm stupni je\u0161t\u011b moc nech\u00e1pe, \u017ee v zam\u011bstn\u00e1n\u00ed dost\u00e1v\u00e1te v\u00fdplatu jednou za m\u011bs\u00edc, proto je u nich doporu\u010den\u00e1 frekvence t\u00fddenn\u00ed.U v\u011bt\u0161\u00edch d\u011bt\u00ed m\u016f\u017eete zav\u00e9st frekvenci m\u011bs\u00ed\u010dn\u00ed.\u00a03. \u0158\u00e1dn\u011b d\u00edt\u011bti vysv\u011btlete, co to je spo\u0159en\u00ed, a domluvte se s n\u00edm, \u017ee si \u010d\u00e1st sv\u00e9ho kapesn\u00e9ho bude spo\u0159it.Mal\u00fdm d\u011btem po\u0159i\u010fte t\u0159eba pras\u00e1tko nebo pokladni\u010dku. V\u011bt\u0161\u00edm kupte t\u0159eba men\u0161\u00ed trezor. Doporu\u010den\u00e1 \u010d\u00e1stka ke spo\u0159en\u00ed je tzv. des\u00e1tek, tedy 10 % z \u010d\u00e1stky kapesn\u00e9ho. T\u0159eba m\u016f\u017eete d\u00edt\u011b povzbudit t\u00edm, \u017ee si bude moci z naspo\u0159en\u00fdch pen\u011bz, t\u0159eba 1x za rok, koupit n\u011bco v\u011bt\u0161\u00edho. V\u011bt\u0161\u00edm d\u011btem m\u016f\u017eete postupn\u011b zvvy\u0161ovat procenta, av\u0161ak max. do 30 %.\u00a04. V\u017edy d\u00e1vejte jen hotovostD\u00edt\u011b si mus\u00ed pen\u00edze osahat, aby si \u010dasem uv\u011bdomilo jeho hodnotu. Bankovn\u00ed karta nen\u00ed dobr\u00fd r\u00e1dcem pro d\u011bti z\u00e1kladn\u00ed \u0161kolou povinn\u00e9. Kartu m\u016f\u017eete zav\u00e9st a\u017e d\u00edt\u011b bude na st\u0159edn\u00ed \u0161kole, a to tehdy, a\u017e se ujist\u00edte, \u017ee p\u0159esn\u011b v\u00ed, co znamen\u00e1 m\u00edt \u00fa\u010det, jeho n\u00e1strahy a mo\u017enosti.\u00a05. Nikdy d\u00edt\u011bti nesahejte na jeho kapesn\u00e9 a ani nijak nepodmi\u0148ujte, aby kapesn\u00e9 mohlo dostat.Jde o to, aby se d\u00edt\u011b nau\u010dilo zach\u00e1zet s pen\u011bzi, a ne ho p\u0159im\u011bt t\u0159eba k ukl\u00edzen\u00ed za \u00faplatu. D\u00edt\u011b se mus\u00ed nau\u010dit \u010distot\u011b a zodpov\u011bdnosti za sv\u00e9 bydlen\u00ed bez \u00faplaty, tedy, \u017ee je to b\u011b\u017en\u00e1 \u017eivotn\u00ed \u010dinnost, kterou mus\u00ed d\u011blat automaticky.\u00a06. Nikdy mu neur\u010dujte, co si m\u00e1 a nem\u00e1 koupit za sv\u00e9 kapesn\u00e9Nechte rozhodnout v\u017edy d\u00edt\u011b. D\u00edt\u011b m\u00e1 tak\u00e9 sv\u00e9 pot\u0159eby a je dob\u0159e, \u017ee si je m\u016f\u017ee uspokojovat samo, co\u017e vede k sebel\u00e1sce. Znamen\u00e1 to, \u017ee pokud si bude moci koupit cokoli chce, bude \u0161\u0165astn\u011bj\u0161\u00ed a spokojen\u011bj\u0161\u00ed .\u00a07. Nikdy mu dal\u0161\u00ed pen\u00edze ned\u00e1vejte a ani mu \u017e\u00e1dn\u00e9 nep\u016fj\u010dujteNejd\u0159\u00edve d\u00edt\u011bti vysv\u011btlete, \u017ee kapesn\u00e9 mu mus\u00ed vydr\u017eet celou po celou dobu, \u017ee nen\u00ed rozumn\u00e9 v\u0161e utratit hned prvn\u00ed den. Pokud se ov\u0161em tak stane, nikdy mu dal\u0161\u00ed pen\u00edze ned\u00e1vejte, a ani nep\u016fj\u010dujte. Mohlo by to v\u00e9st, k tomu, \u017ee se nau\u010d\u00ed, \u017ee p\u016fj\u010dky jsou v naprost\u00e9m po\u0159\u00e1dku a v dosp\u011blosti s dluhy bude m\u00edt probl\u00e9m.U v\u011bt\u0161\u00edch d\u011bt\u00ed m\u016f\u017eete uplatnit tzv. dom\u00e1c\u00ed pen\u011b\u017en\u00ed den\u00edk, tedy vysv\u011btlit mu, jak m\u00e1 s pen\u011bzi co nejl\u00e9pe hospoda\u0159it, aby mu vydr\u017eely pen\u00edze a\u017e do dal\u0161\u00edho kapesn\u00e9ho, a uk\u00e1zat mu, jak se takov\u00fd den\u00edk d\u011bl\u00e1 a po\u010d\u00edt\u00e1.\u00a0Pokud pou\u017eijete zm\u00edn\u011bn\u00e9 kroky, m\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee jste d\u00edt\u011bti dali ten nejlep\u0161\u00ed z\u00e1klad do \u017eivota v oblasti spo\u0159en\u00ed, finan\u010dn\u00ed gramotnosti a zodpov\u011bdnosti za sv\u00e9 pen\u00edze. \u010casem v\u00e1m za to ur\u010dit\u011b pod\u011bkuj\u00ed a budou ve sv\u00e9m vlastn\u00edm \u017eivot\u011b spokojen\u00ed a nebudou m\u00edt probl\u00e9my s pen\u011bzi.                                                                                                                                                                                                                                                                                                                                                                                        4.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kapesn\u00e9 \u2013 zodpov\u011bdnost za pen\u00edze v dosp\u011blosti","item":"https:\/\/www.jeki.cz\/kapesne-zodpovednost-za-penize-v-dospelosti\/#breadcrumbitem"}]}]